ChatGPT Business vs Claude, Gemini, and Copilot

ChatGPT Business and Claude Team both list a standard seat at $20 per user per month on an annual plan. Gemini is usually already inside Google Workspace, and Microsoft 365 Copilot is either an add-on or a bundle with Office. For eligible companies in Mexico, Peru, and Chile, Kemeny Studio can make the first ChatGPT Business account free for 48 months.

Updated 22 September 2026. US list prices in USD. Taxes extra. Vendor prices change.

The form checks whether your company qualifies for the partner seats. It is in Spanish. The plan minimum is still two accounts: the first can be free for 48 months, and the second is paid to OpenAI.

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$0 for 48 months on the first eligible ChatGPT Business account

List price on an annual Standard seat is $20 per user per month, paid to OpenAI. Through the partner program, one eligible account is free for 48 months. That is a 50% discount on the two-seat minimum, because the second account is still billed by OpenAI. Seats are limited to companies in Mexico, Peru, and Chile. Elsewhere on this page, you pay the vendor’s list price.

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What a standard seat lists at

Do not compare a Workspace suite price with an AI-only seat as if they were the same product. Gemini at $14 includes mail, files, and meetings. ChatGPT and Claude at $20 do not.

OpenAI

ChatGPT Business

$20

/ user / mo, annual

Standard seat. Premium is $100. First eligible account: $0 for 48 months via Kemeny Studio.

Vendor pricing

Anthropic

Claude Team

$20

/ user / mo, annual

Standard seat, US list. Premium is $100. Claude Code included. 2–150 seats.

Vendor pricing

Google Workspace

Gemini

$14

/ user / mo, suite

Business Standard annual list, Gemini included. Plus is $22. Not a separate AI line item.

Vendor pricing

Microsoft

Microsoft 365 Copilot

$21

/ user / mo, add-on

Annual list for Copilot Business. First-year promo shown as $18. Suite bundles are $23.50 or $32.

Vendor pricing

Features and limits

Swipe sideways to compare all four.

ChatGPT Business, Claude Team, Google Gemini, and Microsoft 365 Copilot
ItemChatGPT BusinessPartner offerClaude TeamGeminiMicrosoft 365 Copilot
Standard seat, annual list$20 / user / mo$20 / user / mo$0 extra on Workspace. Suite list: Standard $14, Plus $22Add-on $21 list ($18 first-year promo). Bundle: Standard $23.50, Premium $32
Standard seat, monthly list$25 / user / mo$25 / user / moAnnual commitment is the published list. Flexible billing is higher.Annual commitment. No month-to-month Copilot Business plan.
Higher-usage seat, annualPremium $100 / user / mo (5×, no 5-hour limit)Premium $100 / user / mo (5× Standard)No Standard/Premium seat. Usage expands with the Workspace tier.One Copilot Business license. Enterprise is a separate quote.
Minimum seats221 user. No 2-seat floor.1, on an eligible Microsoft 365 plan
Max seats, self-serve200, then Enterprise150, then Enterprise300 on Business plans300 on Copilot Business
Secure workspace and adminYes. Dedicated workspace, admin console, centralized billing.Yes. Central billing, admin controls, usage analytics.Yes. Workspace admin. Controls get deeper on Plus and Enterprise.Yes. Admin center, Entra ID, usage analytics on a Copilot license.
SSO / SAMLYes. SAML, SSO, and MFA on Business.Yes. SSO and domain verification on Team.Yes. Google account is the login.Yes. Microsoft Entra ID on the underlying Microsoft 365 plan.
No training on business data by defaultYes. OpenAI: business content is not used to train models by default.Yes. Anthropic: no training by default on Team.Yes. Workspace terms: customer content is not used to train foundation models without permission.Yes. Microsoft: prompts and responses are not used to train the underlying models.
Connectors and company knowledgeYes. Google Workspace, Slack, GitHub, Microsoft 365, and company knowledge.Yes. Drive, Gmail, Calendar, GitHub, Microsoft 365, Slack, and enterprise search.Partial. Grounded in Workspace files. Third-party connectors are a different product surface.Yes. Microsoft Graph plus a large connector catalog, including line-of-business data.
Native Office or Docs groundingPartial. Connects to the suites. It does not live inside Word or Docs.Partial. Connectors and Claude for Microsoft 365. Not the native authoring surface.Yes. In Gmail on Starter. In Gmail, Docs, Meet, and more on Standard and Plus.Yes. Inside Word, Excel, PowerPoint, Outlook, and Teams.
Coding agentYes. Codex is included on Business seats.Yes. Claude Code is included on every Team seat.Partial. Gemini can write code in chat. There is no Team coding seat.Partial. Help inside Office. GitHub Copilot is a separate product.
Best-fit ecosystemA shared ChatGPT workspace, plus Codex, across tools.A shared Claude workspace, especially if the team codes.Companies that already run on Google Workspace.Companies that already run on Microsoft 365.

Prices change. Confirm on the vendor site before you buy. Figures are US list prices in USD, excluding tax, as published on 22 September 2026. The $0 for 48 months applies only to the first eligible ChatGPT Business account through Kemeny Studio’s partner seats, not to Claude, Gemini, Copilot, or extra ChatGPT seats.

Match the assistant to the stack you already pay for

ChatGPT Business

A shared workspace for teams of 2–200, with SSO, connectors, and Codex. Pick it when the assistant should sit beside your tools, not inside one suite. Eligible companies in Mexico, Peru, and Chile can check the 48-month partner seat before paying list price.

Claude Team

The same shape of seat price, with Claude Code on every seat and a cap of 150. Enterprise above that is $20 per seat per month plus API usage, billed annually. Strong when the team’s daily work is coding and long documents in Claude.

Google Gemini

If you already pay for Workspace Business Standard or Plus, Gemini in Gmail, Docs, and Meet is not a second invoice. Buying it only as an AI seat, when you do not want the suite, is the wrong comparison.

Microsoft 365 Copilot

The deepest grounding in Word, Excel, Outlook, and Teams. Budget both numbers: the AI add-on on a plan you already have, and the all-in bundle if you are buying Microsoft 365 and Copilot together. Copilot Chat on an eligible plan is $0 and is a narrower product.

Seat price is not the cost of a production system. API token math for your own agents lives in the LLM cost calculator. What it costs to build and operate a workflow is a different guide: AI implementation cost.

Common questions

How much does ChatGPT Business cost?

OpenAI lists ChatGPT Business Standard at $20 per user per month billed annually, or $25 billed monthly. Premium is $100 annually or $125 monthly: 5× the usage of Standard, with no 5-hour limit. Teams start at 2 seats and self-serve up to 200. Enterprise is custom. These are US list prices and they change. Confirm on openai.com before you buy.

Is Claude Team cheaper than ChatGPT Business?

At US list, the seats match. Claude Team Standard is $20 per user per month annually, or $25 monthly. Premium is $100 annually or $125 monthly, and Anthropic describes Premium as 5× Standard. Teams run from 2 to 150 seats, and Claude Code is included. The difference is the product, not the sticker. Prices vary by region and can change.

Is Google Gemini a separate subscription?

On Google Workspace Business, Gemini is folded into the suite. It is not a separate Gemini Business SKU. Annual US list is $14 per user per month for Business Standard and $22 for Business Plus. If you already pay for Standard or Plus, the assistant is $0 on top. Starter is $7 and includes a narrower Gemini, mostly in Gmail. New-customer promos can be lower.

How much is Microsoft 365 Copilot?

Two ways to buy it. As an add-on, Microsoft storefronts list Copilot Business at $21 per user per month paid yearly, with a first-year price shown as $18 through 31 December 2026 for existing Business customers on an annual commitment. As a bundle, Business Standard with Copilot is $23.50 and Business Premium with Copilot is $32, paid yearly, and that price includes the Office suite. Confirm the number in your region.

Can the first ChatGPT Business account be free?

For eligible companies in Mexico, Peru, and Chile, yes, while seats last. Kemeny Studio is in the OpenAI SMB Channel Partner program. The first ChatGPT Business account is free for 48 months. The plan still starts at two accounts, and the second is paid directly to OpenAI, which is a 50% discount on that two-seat minimum. Check eligibility on the form. This page does not sign you up by itself.

Which assistant fits a company already on Microsoft or Google?

If the work lives in Word, Excel, Outlook, and Teams, Microsoft 365 Copilot is grounded in those files. If it lives in Gmail, Docs, and Meet, Gemini on Workspace Business Standard or Plus is already in the suite you pay for. ChatGPT Business and Claude Team fit when you want a shared AI workspace, connectors, and a coding agent (Codex or Claude Code) that is not tied to one office suite.

Check eligibility for the partner seat

Mexico, Peru, and Chile. Limited seats. We confirm eligibility and send the code. The second ChatGPT Business account is still paid to OpenAI.

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